If you are like most UPromise members, you may think that you have to invest the money in a UPromise 529, whose annual fees will wipe out your accrued savings in short order. Not so. You can withdraw your money easily if you write a letter and you ask for less than $200. The FAQ contains a link to download a request form. You can use the cash to put into your own 529, or pay for therapy or whatever.
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