For years now — decades, really — I’ve challenged myself to make the most of my money. The ability to stretch a dollar or pinch a penny can mean the difference between feeling like we “have” and feeling like we “have not” when it comes to things like groceries and birthday presents for preschoolers’ parties; being the breadwinner makes the process easier in some instances (I know exactly how much money is coming in and going out) and harder in others (I know exactly how much money is coming in and going on).
I’ve found that, for my family, the most straight-forward and simple money-saving tricks work but, at some point, “just spend less money” or “cut out the things you don’t use” isn’t helpful advice. How do you spend less money when you’re spending it on essentials, like childcare when you work full time? What if you can’t cut out cable because you need to have high-speed internet access for your job?
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