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Hi, I am Nataly and I am the co-founder of Work It, Mom! I write the daily Work It, Mom! Blog where I talk about issues affecting working moms, goings on in our Work It, Mom! community, new site features, updates,and contests. I also share my own juggle between work and family and love to see members jump in with comments. Come and visit often!

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Small lessons learned: Things worth a few extra bucks

Categories: Money

9 comments

I wouldn’t call myself extremely frugal, but for as long as I can remember I’ve been pretty conservative with my money. I would always try to save as much as possible and even as my income — and after I got married, my husband’s and my incomes — grew, I refused to spend a lot more money. I like to look nice but I rarely buy full-priced clothes, opting instead to find awesome bargains, even if it takes a while. Even when we lived in New York and were surrounded by endless awesome restaurant options, my husband and I chose to eat in a lot more than eat out. I’ve never been big on famous brands and I am sure a few of my friends still remember my claim that there can’t be enough difference between $50 jeans and $150 jeans to make the money worth it.

I am sure my attitude towards money has something to do with how I grew up - first in the Soviet Union, where no one had much money and then as an immigrant in the US, where our family built a life from literally nothing, including living on food stamps and welfare for a while after we got here. I’ll go as far as to say that in many ways I am thankful for having had this background because it’s taught me to be very smart about managing my money. But everything is good in moderation and in the past few years I’ve realized that always trying to save money might not be the smartest idea — there are a few things that might be worth a few extra bucks. This is not an exhaustive list, but I thought I’d share:

Great jeans. Yep, I am going on the record here against my earlier proclamation that there is no difference between $50 and $150 jeans. There is. A big one. Not to say that you need $150 jeans. But if you can swing one pair, it’s worth the investment in my not-so humble opinion. (My favorites? Honey by Joe’s.)

Fresh, unprocessed food. Fresh, organic, high-quality ingredients are more expensive, that’s just the deal. But they are worth it and they are an investment in your health. I still cringe when I see the price of the organic salmon we’re buying, but I know it’s the right decision.

Good shoes. I ignored this advice for years. One great pair, even if pricey, is worth five cheap ones that don’t look, feel or hold up well.

A meal out with my family. I cook a lot and I’m a big proponent of eating home-cooked meals. It’s less expensive and healthier. But you know what? It’s such an awesome break to go out to eat as a family. I loved Lylah’s take on this.

One thing, just for you, that makes you insanely happy. I love crazy weird unique funky rings. It’s my thing. Seeing them on my fingers makes me giddy. I used to see all these awesome rings and never buy one because I couldn’t justify the expense. But I don’t need a ton and I don’t buy them often and I’ve learned that a few splurges here and there are not a crime.

So, now it’s your turn: What are some things that you feel are worth spending a bit more money on?



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9 comments so far...

  • Never thought I’d say this, but: extracurricular classes for the kids (during daycare hours). The ones my kids are in benefit them by expanding their horizons, giving them a healthy outlet, and especially providing my more physical, less visual kid with an opportunity to feel creative and confident. Granted, they’ve been in a few dumb classes, and they still need plenty of free time.

    Grown-up vitamins (in moderation, of course).

    Skin care products. I use Aveeno products and have been trying some organic stuff. Some of it isn’t better than the “regular” stuff you get at Wal-Mart, but it’s still worth a try.

    My kids’ train table, dress-up drawer, and CD player. They could go for years without getting another toy.

    Organic instant coffee (Mount Hagen brand). Yum!

    Great music and DVDs that stand the test of time.

    A piano.

    SKL  |  March 29th, 2010 at 8:54 am

  • I have two:

    (1) Having someone come to the house once a week to restore the house to rights. It’s not nearly as expensive as I thought it would be, and it’s been a sanity-saver and a relationship-saver for the entire family.

    (2) Putting a small amount of money in the budget for me to “blow” on myself. My husband tends to buy whatever he needs or wants, but I agonize over every purchase. Now, with an amount dedicated to me, I don’t stand there at the store for 10 minutes wrestling with guilt over buying some eye shadow.

    Leann  |  March 29th, 2010 at 11:10 am

  • The ice make on the frig. My husband and I call it our marriage saver.
    Night out with the girls. It just makes me realize I love my life.

    mama2boyz  |  March 29th, 2010 at 11:16 am

  • I echo:
    Shoes - because when your feet are over a size 10 you just have to spend to get good ones.
    Extracurricular classes at school.
    Sitter for a night out.

    Also:
    A few movies a year in the theater I set aside money for 5 films, complete with popcorn money, each year. Because Star Trek was much more awesome on the large screen!
    Bras - extrapolate notation on size under shoes.
    Three new outfits a year - trendy yet classic enough to be worn when “out of fashion”

    Mich  |  March 29th, 2010 at 2:08 pm

  • Our monthly night out as a couple. It usually takes my entire bar shift paycheck and tips and is worth every cent.

    Phe  |  March 30th, 2010 at 7:10 am

  • ….Living for 1 day ….

    Larissa  |  March 31st, 2010 at 4:59 am

  • I’m thinking I should splurge on a Louis Vuitton handbag and wallet. And some Chanel shows:) It’s difficult to justify but they are items that you could keep for years and years.

    lola  |  April 1st, 2010 at 2:20 am

  • 1. Atleast one Vacation a Year (that does not include visiting family). I’m mean a real vacation!

    2. My hair stylist, I have “ethnic” tightly coiled hair and it just doesn’t look good if I don’t fork out the $100 a month to have it looking awesome.

    3. A few outfits and a coat for every season that make me look totally cute.

    One thing I plan to add to my list is a cleaning service every 2 weeks. Im still working on convincing my hubby though!

    Acl  |  April 1st, 2010 at 7:00 am

  • A few things that are worth spending a bit more money on. Backpacks and gym shoes for my 3 boys.
    I have purchased the very inexpensive backpacks and found myself needing to buy a new one every year b/c they fall apart. So, it’s worth it to spend $40 more on a good one that they can use for a few years as opposed to the cheap one that you have to replace every year. Kids are hard on their backpacks , especially boys.

    Shoes for my kids. You can never ever buy the inexpensive gym shoes and expect them to last more than 3 months. It is just not worth it and again with boys, they are just hard on their shoes.

    paula avenaim  |  April 2nd, 2010 at 4:29 am

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