If you had more money, would you have more kids?

Categories: Your life


I might be opening a can of worms here, but I think it’s an interesting topic that we rarely talk about. In a conversation with a friend today I mentioned another working mom who somehow has managed to have an unbelievably successful career, two kids, oh, and she looks really great. I told my friend that I have no idea how moms with multiple kids pull off something like this. Here I am, a mom of just one child, with a relatively demanding career and a somewhat helpful husband, and on most days, I am hardly holding it all together.

“Well, money can solved a lot of issues,” my friend said, “you can outsource things like cooking and cleaning and errand running and have a lot of childcare help as well.”

So this got me thinking — has money had an influence in how many kids your family has decided to have? For us, it plays a role. Not in the “we want to spoil our daughter rotten so we don’t want more kids” sense but in the sense that both my husband and I are conscious of the fact that at the moment, we’re teetering on the very fine edge of sanity. If we have another child and can’t afford more help, it might just push us over the edge.

But that’s just us — I know plenty of families who have as demanding careers as us, multiple children and not much more help and they are doing just fine (fine in that hectic work-life juggle sense, but fine). We all have different thresholds for handling stress and chaos, and admittedly, mine is fairly low.

Deciding how many kids to have is complex, whether you have one child, two kids or 18, like the Duggar family that will never cease to amaze me. But I feel like saying that money plays a role in the decision or that I worry about losing my mind if I have more kids is often viewed as callous and selfish. (Just look at some of the comments on my only child post if you need some evidence.)

By the way, you know my friend, with whom I was having this conversation? She has a great career and three kids and while I don’t dig into friends’ financial situations I don’t think she’s ever had full-time help.

Has money played a role in how many kids you’ve decided to have? If you had more money, would you have more kids?

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47 comments so far...

  • Hi Nataly. Good topic.

    As far as how do you manage a demanding career with multiple kids, the answer is, you just do it. That’s all. I have some friends who are in mid 30s w/o children, and wonder how does one have kids and a demanding career at the same time? That’s similar to somone asking you, how do start a business, how do you get funding, how do you get customers. You just go out there and do it.

    I have thought about this issue of having more kids if I had more money. I think I wouldn’t not. I like my two and I want to emphasize all my strength on them. If I had more money I would just use it on other stuff.

    vera babayeva  |  January 7th, 2009 at 5:22 pm

  • This is a very valid topic. I have said in the past that I would probably have more children if we had more money. I’m not 100% sure anymore that I would, b/c I keep thinking about the fact that we have no family nearby to help, but then again, like you say, if you have more money you can HIRE help.

    Shannon  |  January 7th, 2009 at 5:31 pm

  • To be honest, money had absolutely nothing to do with our decision about how many kids to have. Not once was it a part of the decision.

    We always knew we wanted at least two. After having the boys 20 months apart, it was crazy hectic, but we did not take permanent measures.

    When our second son was a year old, we both knew we wanted one more child. After Emily was born we both knew we were done with me being pregnant. (She was hard on me)

    We are open to having another some day, but it will be via adoption or fostering :)

    Angella  |  January 7th, 2009 at 6:40 pm

  • If I had more money, I would definitely have more kids - and have them closer in age. We are planning on having another, but right now (with costs of $600/month), we can’t afford two kids in day care. So, having another will have to wait until my daughter’s in preschool. (I’m a teacher, so she’ll go for free.)

    That spacing (4 years apart) will probably be the same if we have more kids, for the same reasons. Thinking of putting $1200 (or more for three kids in day care) into childcare is just way more than we can handle! I hate to have something like $$$ dictate such an important decision, but that’s reality!

    The good news is that, in the long run, the four-year spacing probably isn’t a bad idea… 20-year-old driver will get insurance discount just as 16-year-old begins driving, only one (hopefully) in college at a time, etc. Keep thinking positive!

    KJones  |  January 7th, 2009 at 8:44 pm

  • No, it’s not about money at all for me. I grew up in a barely working-class family of 8, and if anything, it made me a better and more successful person. While I like the feeling of security I have since I have money in the bank, part of me wishes I could (in good conscience) tell my kids they need to forge their own paths, because I really believe that’s best for young people (assuming their parents model the right attitudes about education and responsibility). I just don’t know what else I’ll do with my 401K if I don’t use it on my kids . . . .

    SKL  |  January 7th, 2009 at 8:49 pm

  • In a way. I would like one more but money or no money, that’s it. I can’t go throught the whole pregnancy/birth more than one time. In fact, I’d rather not do it one more time but I would really like another kid. That being said, we can’t really have another kid right now either. My husband and I are both self employed and in our state, it is not required for individual health insurance to cover maternity. It is a seperate rider that costs a fortune and hardly covers anything. I was lucky to be on COBRA for the first one so everything was covered. On top of that, like nearly every single person in Florida, we owe more than our condo is now worth and can’t sell to buy a larger space. Although we have a pretty large 2 bedroom, we are running out of room for the three of us, much less a fourth person. (Baby accessories take up lots of space!) If it were not for these two things, we would be having another baby about now. The daycare costs, diapers, etc we can always work out but the other two issues we can’t right now, not without a whole lot of money.

    Oceans Mom  |  January 8th, 2009 at 10:34 am

  • Well, my first son was not planned on account that we were financially stable, being that I was in college at the time, and was only 19 years old. This time around, most certainly we are wanting to be more financially ready as it seems to be “easier” that way. Although, really, who is ever totally “ready?” Not many people, that’s for sure. If I were to have another child now, I would be totally ok with it, but idealy I would like to wait a few more years, when we are more financially ready.

    Lyndsey  |  January 8th, 2009 at 11:49 am

  • Money is the one thing that holds my hubby back from wanting more kids. I know that we could not afford daycare for our 4 year old ($550/month) and for an infant ($800/month) That holds me back at the moment. I figure I can wait till my daughter goes to kindergarten, and the daycare bill would be cheaper. But my husband sees having another child as a block to the things he wants, like a motorcycle, a boat, golfing, etc etc. That bugs the crap out of me. I’m totally willing to “sacrifice” those types of things for the next 18 years or so, to attain my dream of 2 children, but he is not. I feel he is being selfish, but then feel guilty because, aren’t I being selfish, insisting on having another child if he doesn’t want one? And then there’s always the fact that you are never financially prepared to have a child, so shouldn’t you just go for it, if that’s what you want? Thousands of women figure out how to make it work every day..
    As for work, well, my job is not stressful (but doesn’t pay a whole lot either) and I love it. I’m not an ambitious person, and I do not want to climb the corporate ladder. I would have a hard time dealing with work and motherhood if I had a stressful job. Been there done that. I would love to be a stay home mom, but my current job is the next best thing.
    So, yes, money does stop us from having more kids. My husband and I just have different financial reasons.
    Whew, sorry for the long comment. Guess I needed to vent a little : - )

    Erica  |  January 8th, 2009 at 12:18 pm

  • You couldn’t give me enough money to have another child at this point in my life. We have 6 and the last one is in 5th grade this year. All the others are grown and out on their own or in college.

    But, when we were having kids, the money was a consideration as far as were we going to be able to afford to continue to live in a comfortable style, what about daycare, etc. but wasn’t the ONLY consideration.

    Virginia  |  January 8th, 2009 at 1:28 pm

  • Yes, it has. I would love to have 3, but I don’t feel that we’d be able to give 3 kids as many opportunities as we can give 2. I want to be able to pay for their college education, and my husband feels strongly about them going to non-public high school. We also love to travel. Maybe if they were spaced farther apart, but I just had my 1st at age 33, so the proverbial clock is ticking.

    Shannon  |  January 8th, 2009 at 1:50 pm

  • YES! If I had more money then I would certainly have more kids. Would have, that is, since we are done now. Two is a lovely limit here and even if the coffers runneth over in the future, the most we’d be adding is another dog. And a vacation.

    Mandy Nelson  |  January 8th, 2009 at 2:52 pm

  • Well, I’m the mother of 4 kids and up until last year worked full time as a corporate event planner. My youngest was not a planned pregnancy but a complete joy. That being said - we were a little freaked out about the cost of child care. I had three in daycare and one in “after school care”. Yep - $27,000 a year for childcare so although I might have wanted another - I couldn’t imagine that cost. I now have my own business so the youngest stays home with me which cut costs. However, when I realized how much we spent on activities, and college planning I don’t think I would plan for another one. That being said - if we found ourselves pregnant again we’d just make it work. I can certainly see how having more income to hire a maid or pay for mothers day out would ease the stress of a larger family.

    Shae  |  January 8th, 2009 at 2:56 pm

  • nope
    we only wanted 2
    and we wanted them close together.
    we are lucky that it worked out !!

    would not want to be outnumbered ;)

    2 is PLENTY!

    Deb R  |  January 8th, 2009 at 3:01 pm

  • Money never factored in to our decision when we were planning kids, but it did cross my mind when we had three kids in daycare. By then we were done having kids anyway though. Now, even if we had more money we wouldn’t have any more kids. We have five and I feel like our family is just how it’s supposed to be. But if we had more money I would definitely hire somebody to come clean my house once or twice a week. And I might even think about hiring somebody to cook us a few meals each week.

    Christine  |  January 8th, 2009 at 3:06 pm

  • Yes, it was and is a factor. We spent a huge amount of money getting our kids (fertility treatments). We have twin daughters now. At this point, there is no way we could spend the same money *again* to get additional children, which would have to be our path.
    OTOH, I’m totally up to my eyeballs and can’t imagine adding more children even if we could afford it. But I think hubby would want more if we could…

    spacegeek  |  January 8th, 2009 at 3:11 pm

  • Its about “family,” not about money, I know what its like when you feel that you want to pull your hair out at the roots because of the kids. Well, my husband and I raised 5 children, at times we were on food stamps, I was not the best mother, but, I managed, I also married a man who cared deeply for me and our children. Its not the money, its whether you want a family, if career is more important, go for it, but, and I speak for myself career is fine, but, when a career ends, and it will what are you left with, at least children 2 or more will give you grands, and its great having grands, just don’t be a doting one, I am not, therefore, I am free to do whatever I want because I set rules on when I am available, if you are a career woman you can do that easily, as well. During holiday times, special occasions, birthdays, etc., it is the greatest feeling to spend time with family, you get back what you give into your family, not against career minded individuals, but, if you only get finances back who will you bless, yes, you can give to charity, and other needed organizations, but, the joy of giving to your own, is just the ultimate. I cannot wait til my oldest grandchild (he is 15 now), is ready to marry and have a family, I will be a great grandmother, how divine, then I will wait til my other grands (7 of them), will marry and have their children.

    Ekela  |  January 8th, 2009 at 3:14 pm

  • Money, and the lack of it absolutely plays a part in how many kids I have, as well as the fear that I might simply lose my mind if I have any more.
    Having said that I have now got three children and whilst I love them to pieces I often crave the four years when I only had one child. As a solo stay at home mum I choose to work from home so I can spend time with my kids but having more now is not an option (yes physically it still is but not mentally or emotionally). I am sick of making ends meet and scrimping and saving, children are not cheap and its a huge investment to raise them for 18 years (never mind if they come home again or just don’t leave home when you plan they will!!). If you can’t financially afford to have extras then its going to put a strain on your relationship with the child, with your partner and all round life is highly likely to start being a drag. I wish more people would make sure they could “afford” a child before they had one.

    Kate  |  January 8th, 2009 at 3:18 pm

  • Still pondering the decision. As one of four, we couldn’t do some things because a (price) x 6 = $$$$. But I wouldn’t trade any of my siblings for cooler vacations, more dinners out and more cool clothes that I might have had as a kid.

    But still, I dream about international vacations with my kids and I’m not sure that would be possible if we have more than two.

    Plus, one keeps a parent busy, but two—that really raises the intensity. I can’t imagine three.

    Rachel  |  January 8th, 2009 at 3:32 pm

  • It’s funny that I am reading this now because I had just had a similar conversation about a week ago. I am a full time mother of twins, ages 17 months and last month I had a scare in which my period was a week late. Luckily I wasn’t pregnant. But it did get me thinking…. what would I have done if I was? And my first thought was that we couldn’t afford another one. We are a family of five living in a three bedroom house, we would have had to move if we had another child… not to mention the money it costs to feed and cloth a baby, kid.. etc. And I think you hit it right on the head when you mentioned the amount of stress that is involved with childcare… I think I would go insane. I love kids, but the only way I would have more is if I could hire a nanny and/or housekeeper.

    Thanks for broaching this topic.

    Emily  |  January 8th, 2009 at 3:34 pm

  • In the current economy, the question is: Is Having Babies Recession-Proof? Apparently not in Australia. Many women there are holding their families at one child as more and more women are doing in the USA. Surely the tenuous job market, the stock market, and the high cost of educating our children are factors that enter into the equation. If you’re on the fence, check out my Psychology Today magazine comments on all things only child and parenting an only child including the recession issue and its affect on holding off on having babies at: http://blogs.psychologytoday.com/blog/singletons

    Susan Newman  |  January 8th, 2009 at 3:47 pm

  • YES!

    If money weren’t an issue, I could work part-time without sacrificing my career, and go back to full-time when the kids are all in college.

    I would definitely have one more child if finances weren’t part of the equation (we have 3 kids and NO help and NO family within 500 miles).

    Alison  |  January 8th, 2009 at 3:58 pm

  • I have 3 kids, and I would have more kids if I had more money. I really like kids, and although I wouldn’t get pregnant again (at 42? No way.) I would love to adopt. But we’re through because I don’t see any windfalls coming our way, and we can’t afford any outside help.

    Like you say though, I think it has a lot to do with personality. My husband would like to have more, but there is no way I could have more, and keep my sanity unless I had a lot of outside help.

    Sheryl  |  January 8th, 2009 at 4:15 pm

  • Hi Nataly,

    My husband says our 4 children are a luxury, no fast cars or fancy vacations, just lots of fun, love and yes, chaos. We started early, in our 20’s, and did not plan the way I see people plan now. Timely topic…I was just interviewed for a Bay Area Parents magazine on the same subject.


    YourOnRamp Mom  |  January 8th, 2009 at 6:29 pm

  • I would a adopt a whole slew of kids that are older and really want a forever family but are past “adoptable” age. Kids who have already suffered the loss of a parent perhaps to tragic death.

    Amy L  |  January 8th, 2009 at 7:20 pm

  • Money definitely has an impact on the size of my family. My son is 3 years old and we have been debating whether to expand our family. If money was no object, we’d probably be on child 3 right now. Instead we’re still debating number 2.

    With the Duggars, keep in mind that they rely a lot on charity and donations. That beautiful house they built “debt free”… yeah that was done with all donated supplies. They probably also had a lot of hard years that they sacrificed for a large family. It’s up to each couple to decide what they’re willing to trade and how important the size of their family is to them. For us, we wanted to be certain that we can provide a good life for our kids and if that means waiting a little longer for a second pregnancy, then that’s OK.

    Stephanie  |  January 8th, 2009 at 11:03 pm

  • I think if I had more money I would have a 3rd child. Both my hubby and I work, and we both love our jobs and don’t want to stay home. I think the prospect of being overwhelmed is definitely coloring our decision to have a third child. If I had enough money to hire a nanny, I would definitely consider it more. Sometimes I do feel guilty about it, like money shouldn’t matter, but it does to us! I’m not talking about having to cut back on a Louis Vuitton habit, I mean that we would not have enough to even get by if we had a third. I already pay more to the kids’ daycare and school than I pay on my mortgage!!

    BiblioBabe  |  January 9th, 2009 at 7:43 am

  • I feel exactly the same way, Nataly! I truly feel like I’m on the edge of sanity, even on good days. Many other reasons other than money factor into my decision to not have more children, especially age (nearly 40) and little help and support around the house from my husband, but money is near the top of the list. DH wants another child, but he doesn’t seem to really get why I’m done (it’s been a big source of contention between us for months).

    I suppose if we had less debt, and if I was younger, it’s possible that I would at least consider having another child, but parenting is the hardest thing I’ve ever done and I often fear that I’m not cut out for it. I have a career I love, as a counselor (and, at least in WA state, cuts are going to be deep in mental health in the coming months, so job stability may be at risk). Balancing that with parenting, running a household, and also bringing in extra income as a musician at my church has been a task I struggle with daily, not always successfully. I can’t even imagine going through the early years again with a baby.

    I just want to be able to give our 3-year-old daughter a life where more things are possible, and without less debt and more income, we’d just be spread too thin if we had more children.
    (I guess I needed to vent too!)

    Kris  |  January 9th, 2009 at 10:55 am

  • absolutely! daycare holds us back in a big way (at around $1300/month) and we just can’t swing that right now… but the other part is i think *I* need the time break too and the financial reason is very convienent. I have various family who have 2 close together in age and they love it but i just can’t help but think i would lose my mind! I am looking forward to having another one day… maybe… but right now it doesnt work out financially and i am ok with that…

    kate  |  January 9th, 2009 at 3:31 pm

  • I am of mother of two. I have a 15 year old son and a 5 month old baby boy. I held out for so long because of daycare. While I am grateful I have my boys, money certainly contributed to the fact that they are 15 years apart.

    Ginny  |  January 9th, 2009 at 5:31 pm

  • No.

    What holds my husband and I back from a 4th is wanting to reclaim time with each other and our identities as ourselves and not just as someone’s parent.

    It may sound selfish, but even with nannies, grocery delivery, household help, and 2-3 family vacations per year, I am a good parent and enjoy being a mom because I can also be myself. If we had more, then I would only be living for my children.

    Michele  |  January 10th, 2009 at 12:07 pm

  • For me money is a huge factor. I do have one son, but since I birthed him I have had two miscarriages and haven’t been able to have more children. I would love to have at least 3 more children, so why don’t I? Because it cost so much money for fertility treatments and the cost of adoption is totally unbelieveable. These two factors have kept my husband and I from having more children. But no regrets, I have one that I love to death and I am not wishing away my time with him!

    Jenny  |  January 10th, 2009 at 9:21 pm

  • Absolutely. I wouldn’t have more children for whom I, personally, felt I could provide what I desire my children to have. Such as music and dance lessons, summer camps, maybe private school, college. But it’s really a very personal decision.

    But even if I had more money, I wouldn’t have more than 2 children (or maybe 3) because that is how many I personally feel I can provide for emotionally and time-wise, and that is far, far more important than money to me.

    Robyn  |  January 10th, 2009 at 9:23 pm

  • Well I have 3 kids and gave up my “professional” paralegal career because it takes a LOT of money to pay for enough childcare for 3 kids! But yes, even though having a third child hugely affected our financial situation, it is also part of why baby #3 was the last baby for us. With 3 kids (especially spaced a bit as ours are) I can manage to work at home and still earn an income. We can live in a nice home and occasionally take a vacation. I know that if we had even one more child that would change. And I wish I had money for some house help already, let alone if we had another little one added into the mix.

    Ok, long comment, but I do have to say that I don’t think it is selfish to consider money when deciding how many children to have. It’s not just your comfort level you are considering, but the opportunities you can offer your children. It’s very important to us! Thanks for the very fascinating post!

    Laurie/Mobile Mommy  |  January 11th, 2009 at 12:25 am

  • Money is not the main factor. Time and family are the main factors. You can always make money, but you can not make time. Time with family is irreplaceable. Yes, the cost of daycare/nannies and the stuff does add up, but it means nothing if you do not have time to spend with your little darlings! We had surprise twins after having 2 sons. Talk about expensive, but I most regret the lack of time with my adorable children.

    Exhausted Mom  |  January 16th, 2009 at 6:16 am

  • I have a toddler and a newborn and honestly would like to have 3 children total but the reality is that no, I wouldn’t have more children if I had more money. I have no desire to be pregnant again nor be sleep-deprived again. Nor do I want to juggle taking care of 3 children.

    Linda  |  January 22nd, 2009 at 11:29 pm

  • I think $ def has an impact. My husband & I are in our early 30s and have a 21 month old. We do get lots of support from grandparents, but our son also was in daycare full time. We had a plan, all along that once he got closer to 2 years old, we’d try again…BUT… Husband lost his job, and has been on unemployment for nearly 8 months, son had to be pulled from daycare b/c we couldn’t afford it, even part time…. so yes, the fact that we don’t have enough to live on one salary - that makes a big impact on our decision. Unfortunately we just have to put off having another baby until things stablize - or we win the lottery - in which case I’ll have more than 1 more, and still get to stay home :-)

    Cari  |  January 23rd, 2009 at 11:52 am

  • Absolutely! I have a son and have found to my surprise, that I love being a mother even more than I had anticipated. I work 32 hours a week, primarily for the benefits, as my husband is self-employed. I feel like have have managable balance right now between being home with my baby and working in a career I love, without too much guilt on either side. But, in order to afford childcare for additional children, i would have to work more and we would have a greater level of financial stress. My fear is that it would upset the balance I feel lucky to have found:)

    Laura  |  January 26th, 2009 at 1:16 pm

  • Nataly,
    Would we have more kids if we had more money, I would say no. Family time (creating memories), education, and helping others is very important to us. Also, having and nurturing plenty of resources and options affords you many things like money. So, if we had more money, it would free up time to do more of the things we already do. Our son’s college education anywhere would be secured now instead of a work in progress along with plenty of resources and options for our son and ourselves to use later on in life. Since our jobs right now are must haves instead of wants, more money would mean no more paycheck worries. We would invest more in our careers to do what we love and love what we do.

    Reenie  |  February 4th, 2009 at 12:12 pm

  • i read these blogs because Im still trying to figure out how to have 1 kid. I am the breadwinner and there is no maternity leave for me. I work with an old school boss and also, my mortgage payments would wipe out my honey’s gross monthly income BEFORE taxes. No way could he take care of us. I just think he would be a stay at home dad. Except he has much better benefits. so there actually is not enough room in the budget for a $100 as of now with a bare bones budget. Im an accountant. Ive figured this out multiple ways. Im at a loss. Of course, im only 31 but time has started to run out I hear.

    im sure it will work out. i have to figure out why i want a kid in the first place. I cant find a logical reason. this biological clock crap bothers me to. its not like im a heifer and have to breed. maybe it will pass. maybe i can convince my mother that she already has enough grandchildren. Im a great aunt!

    gwendolyn  |  February 9th, 2009 at 5:33 pm

  • Definately - on Monday I have my pre-op appt to get my tubes tied and I am really having a hard time with it. I want more children in so many ways, but in so many others, I have my million dollar family (5yr boy - 2.5yr girl) and I have just come back to work because finances were so tight. We are just getting back on our feet financially but just being off work on mat leave, and then paying daycare costs… we also work in careers that each of us have a 45 minute commute to and from each day, so we get limited time with our kids as it is… I never know if wanting more children is just selfish, when I know that I an fortunate to have the 2 beauties that I do…. I think though your friend is right, if I had more money it would be more “justifiable”, in the sense that I could work part time, thus paying part time daycare and getting to spend more quality time with my children….

    Kim  |  April 29th, 2009 at 7:58 am

  • Having multiplpe children is possible when you take a good hard look at your finances. I work as a substitute teacher so my babysitting needs to be flexible. I have a sitter who comes to my house 3 days a week and I pay her 45 dollars a day for 3 kids ages 6 months to 5 years. I homeschool them so when I’m at work, I leave her projects and assignments for them and when I come back, I take over. I have memberships to many museums around town so we never pay to get in. I never take them to fast food joints so I save money there and also in medical expenses and missed work days since they’re never sick. I sell Avon on the side which only takes about 5-10 hours a week. I paid off my car and rent out the back house on my lot to help with my mortgage. I know how to sew so in the summer I make myself many new dresses. I cancelled the home phone and lowered my cell phone minutes. All to be able to have the life I have now, work part time and still be there for my kids. Obviously, we don’t have a glamorous life, but I love it. We take a trip abroad every spring with our tax return. Last year Japan, this year Europe. I have a friend who makes more than me, has TWO kids, rents an apartment, and is always broke. Maybe all that money wasted at Starbucks and Macy’s could be better put to use!

    M. Diaz  |  May 21st, 2009 at 10:13 am

  • Money played a role for me, sure, and with stronger finances in place I felt free and motivated to have more children. It was and still is important for me to have a big family.

    But I’ve also seen my share of hard times. And in those hard times, the children can suffer. Having more children with little to no money would only create a tougher environment for me and my existing children. Thank goodness, that period was short-lived.

    Having more children also requires better family-planning and organizational skills along with perhaps adequate investments to prepare for the unexpected.

    I have already learned a great deal as a parent of three but am open to more ideas to help me along the way. In fact, I may need sound advice if I’m looking to have a fourth. ;)

    Katherine Kwon  |  September 22nd, 2009 at 5:11 pm

  • yes i would - but who am i kidding - i am the only one working in the household - my husband cannot find a job -
    i hope i don’t resent him down the line for NOT having a paycheck to provide for us - it’s a heavy load yall… it’s hard -
    I feel like the man of the house most of the time.

    LARRAH  |  October 9th, 2009 at 3:29 pm

  • Money definately played a part in our decision to stop at two kids. If money were no object, and if we hadn’t had such a difficult pregnancy with our 2nd child, I would definately have had more. The cost of raising kids is so high! We homeschool now but eventually want to put both kids in Christian schools - which will cost an arm and a leg - but it’s something that’s really important to us. We decided that as much as we’d like to have more, we’d rather have a smaller family and be able to give them a better standard of life.

    AmandaBlogs  |  January 3rd, 2010 at 9:46 am

  • yes!

    Trish Cardona  |  July 11th, 2010 at 9:47 pm

  • I will going to have more kids if I have more money because their is no problem in financial aspect like food,shelter,and other needs here in our world.

    charlie  |  January 30th, 2012 at 1:51 pm

  • Initially our goal was to have four kids as long as our finances allowed that, but with the economy being in the state its in, it has definitely changed our thoughts for an extensive family. Now if I lived in a world where I had more money I would definitely have as many kids as I could afford, but the interesting thing about the money part is you don’t really need money to be able to afford kids. The Duggar family from TLC virtually have no debt and have I believe 19 kids. They find ways to be creative and stretch their money as far as it will go. I guess I could have more kids if I took the time to really budget our finances.

    Anne Johnson  |  February 12th, 2012 at 8:32 pm