Born frugal. My parents were extremely poor when I was born . . . we actually lived in a goat shed with a dirt floor for two years of my childhood! My mom used to feed a family of five on $100 a month, she´d go shopping once a month and grew all her own vegetables in a massive garden.
We never got allowance, so from a young age, my sisters and I had a number of businesses. We used to ask for a loan from my dad and he would make us write up a business plan, even when we were just little, we had to figure out exactly how much we needed and estimate how long it would take us to pay him back . . . even if it was just $25. That really taught me a lot about business!
We didn´t have much at all, not even a television set. Most people are shocked by that, but the truth is, my upbringing has stood me in good stead, I´m very thrifty and don´t mind buying second-hand and know how to fix up cheap things as well as make a lot of stuff myself.
And, of course, I work for myself, so that has been the best lesson of all!