While I feel the need to be socially accepted and say the war in Iraq, My real issue is heathcare. I have great insurance. No real problems. The problem I have is that people like my parents, who don't have health insurance available to them through their jobs, an unable to obtain healthcare. My mother had knee surgery a couple of years ago, and developed blood clots. since then, her health has spiraled downhill. She is now on Coumadin (sp??) for the rest of her life, has to go and have labs done every 3 weeks, and has developed some other health issues. She CAN'T get health insurance at all, even though she can afford to pay for it, because she has preexisting conditions. My stepfather had an issue with his prostate, and even though the doctors have cleared him, and given him a clean bill of health, he still got denied.
The medial bills have eaten up all of their savings, so they have nothing left for retirement.
I've checked into the discount plans available, like Ameriplan, and there are no providers in their area. They are stuck.
While I don't believe there should be a federal health care plan, I would like to see some rules established that say that insurance carriers can't deny you if you can afford the premiums. There should be options available if you need or want them, and there really aren't any, unless you are lucky enough to have a job with a decent plan.
My mother is self employed, and my step dad works in a different state from the one he lives in, so his work insurance canceled him because he didn't reside in the state the policy was held in, he lives 4 miles over the state line. (instead of having a company wide policy, his employer was paying for individual policies since his company is so small.)
My father actually works for a LARGE company, and they just switched plans on their employees to save the company money, and it doesn't cover hardly anything. It sucks.
I don't have an idea how to fix it. I have heard all the candidates' plans, and I really don't like their ideas either.
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tkd_mama 2nd Apr
Oh
my.
I'm
speechless
from
both
stories
posted
so
far.
Makes
me
feel
enormously
vulnerable.
There
but
for
the
grace
of
God
go
I.
-
Paula.
Holly Jones Cunningham 1st Apr
There
needs
to
be
more
accountability
with
our
insurance
companies
to,
we
had
a
baby
born
very
early
in
2005,
he
racked
up
over
300,000.
in
medical
bills,
I
had
a
little
over
100,000.
We
have
excellent
insurance
but
you
have
to
have
a
lot
of
energy
to
"dance
around"
with
them.
Ultimately
we
ended
up
with
22,000.
that
we
had
to
pay
because
our
insurance
company
declared
charges
were
excessive,
then
in
2006
that
samelittle
boy
was
running
across
the
living
room
and
fell
into
the
desk,
smacked
right
in
the
middle
of
his
forehead,
an
ambulance
ride
and
13
stitches
later
I
was
ready
for
a
drink!
I
am
still
fighting
with
my
insurance
company
over
the
ambulance
ride,
they
decided
in
all
their
knowledge
that
it
wasn't
necessary.
Head
wound,
2
years
old????
The
ambulance
driver
and
medic
both
gave
us
statements
for
our
appeal,
the
hospital
elected
to
not
get
involved.
We
pay
a
lot
of
money
for
our
insurance,
we
have
a
hefty
out
of
pocket
each
year,
until
2005
we
never
had
any
real
problems,
like
I
said
they
like
to
"dance"
they
send
you
papers
to
fill
out
because
they
want
an
explanation
and
then
they
send
it
back
because
they
want
something
clarified,
that
I
can
handle,
but
denying
an
ambulance
ride
has
me
a
bit
upset.
I could go all day about healthcare, we have distant relation that is on state medical and they use it, they are young and lazy. We have a 43 year old neighbor that is a single mom with 4 kids she works hard, she was able to get the state insurance for her children only, then last year they decided she made enough money for a premium, she missed a payment in January (Christmas, Heat bill) and she now has lost her insurance, she has called and called and can't get anywhere. I was dumfounded. So she has decided to cut her hours at work so she will meet the requirements for state aid. That is so sad. I agree there needs to be something available for everyone. (I didn't intend this to be so long.) |
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