Hi Sheraline. Welcome! What a beautiful pic of you and your little girl! Congrats on becoming a mommy and also for being on the road to living debt-free.

I'm a moderator here at Work it, Mom! Just let me know if you have questions about anything on the site. Also wanted to make sure you know about these discussion group, which I thought you might enjoy:
http://www.workitmom.com/group_frugalmoms
http://www.workitmom.com/group_entrepreneurmoms
Have a great day!