Joined 17th October 2007
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Asked on 9th December 2008 |
Asked on 23rd July 2008 |
Answered on 17th December 2008:
Uhhh...none. As in, I skip none of them. :-)
Answered on 16th December 2008:
Gee, that's a tough one. I don't claim to be any sort of expert. We are in a fortunate position to contribute a LITTLE to both retirement and Sect. 529 (college). One weird benefit is that it kinda forces us to diversify b/c they are completely different funds managed by different entities. And right now, of course they're both way down, so it wouldn't have made much difference if we did just one OR the other. There certainly are financial advantages to having a 529 plan, and I would imagine that financial aid offices would look on this commitment we've made favorably. But OTOH, I get nervous b/c we only have one child, and if he decides not to go to college...aaargh! But then we look and see that THIS year, schools like Harvard and such are 50K A YEAR (incl tuition & room & bd). But OTOH, I totally hear your point about "relieving the burden" when my son will have to arrange care for us....so, not an easy decision; many factors to consider. - Paula.
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